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Smarter Sourcing, Inc.

Healthcare Coverage Portal

Jun 14, 2025 – Jun 13, 2026|

Maximum Benefit Limit

0

per illness per year

Full access to Lacson’s accredited network, with selected exclusions.

LLIBI LOGO

UNKNOWN MEMBER

000000000

No Company Affiliation

MBL

0.00

Room & Board

--

Mental Health

P10,000

Dental

P2,000

Plan Features

Comprehensive coverage designed with institutional permanence. Our asymmetric approach ensures foundational security while providing unparalleled access to specialized care.

PhilHealth Required

Required to File

A foundational prerequisite ensuring seamless integration with national healthcare standards before our supplementary private wealth coverage applies. This establishes a robust baseline of institutional security.

Pre-existing Illness

Up to MBL

Coverage extending to conditions established prior to policy inception, handled with complete institutional discretion. Covered up to your Maximum Benefit Limit.

Work-related Injuries

Up to MBL

Comprehensive support for occupational hazards, ensuring continuous professional security and rapid recovery. Covered up to your Maximum Benefit Limit.

Vehicular Accident

Up to MBL

Immediate and high-end response protocols for vehicular incidents, covering trauma care across all operational territories. Covered up to your Maximum Benefit Limit.

Congenital Conditions

Up to ₱30,000

Long-term foundational care for hereditary and congenital requirements, backed by specialized medical boards. Covered up to ₱30,000.

Mental Health Benefits

Up to ₱10,000

Premium access to private psychiatric care and mental wellness retreats. We prioritize psychological permanence alongside physical health, offering uncompromised, confidential support. Covered up to ₱10,000.

Plan Benefits

A. The Inpatient Panel

Hospital Services

  • Prescribed medicines
  • Labs, diagnostics
  • Blood/plasma
  • Admission kit
  • OR charges
  • ICU
  • X-rays
→ Covered up to MBL

Professional Fees

Covered up to MBL subject to Lacson standard rates.

Room & Board

Regular Private

Room Upgrade

Avail of the next higher category within first 72h due to non-availability.

Access Map

Network Access

St. Luke's QC
The Medical City
Cardinal Santos
Makati Med
St. Luke's BGC
Asian Hospital

Network Coverage

Full access to Lacson’s accredited network, except the following High-Tier hospitals:

High-Tier Exclusions
  • Makati Medical Center
  • St. Luke's Medical Center (BGC & QC)
  • Asian Hospital Medical Center
  • Cardinal Santos Medical Center
  • The Medical City

Reimbursement

+
  • Reimbursements permitted
  • Emergency/non-emergency
  • 100% eligible expenses
  • Non-accredited doctors Lacson standard rates
  • Compile documents and submit to HR/Lacson

Outpatient Requirements

  • • Form
  • • Certificate, ID
  • • Consultation ORs
  • • Laboratory Request & OR
  • • Medicine Prescription & OR

Inpatient Requirements

  • • Form
  • • Certificate
  • • ID
  • • Hospital & PF ORs
  • • Detailed itemized Statement of Account

How to Avail Using Lacson Network

Emergency Availment

  • Present ER card
  • If confined, ER card serves as temporary LOA.
  • (Focus on recovery)

Inpatient Availment

  • Upon doctor order, request LOA from Lacson
  • Present LOA to Admitting Section
  • File PhilHealth before discharge

Outpatient Availment

  • Find accredited doctor on website
  • Call and book appt
  • Request LOA 24h before appt
  • Present LOA safely at clinic
  • Present LOA to HMO section for labs

Drop us a line.

We're a click away and ready to help with your insurance journey.

24/7 Client Care Center

Trunk Line

(02) 8236-6492

Mobile Calls Only

0917-8055424

0917-2255424

0919-0749433

Mobile Calls & SMS

0917-8255424

0917-8955424

0920-8380512

Email

clientcare@llibi.com

FAQ